Uber: Drivers have no insurance coverage gap

Just after hitting a handful of velocity bumps, the ride-sharing service Uber lastly launched in Billings and throughout the state.

For drivers unsure about insurance coverage, Uber says the business has your back.

Taylor Patterson, a spokeswoman for Uber, explained there is no gap in coverage from once the app is started out to when it can be closed.

"While your private insurance may possibly possess a gap, no driver is left without the need of insurance coverage at any a part of the trip. There is no gap," Patterson explained.

Final week, a nearby insurance coverage agent was concerned no matter whether the drivers hitting the streets are basically insured.

"The common auto insurance coverage policy isn't going to cover that," Susan Walters, agent and proprietor of your Farmers Insurance coverage Walter's Company in Billings. "So if that individual was in an accident, their insurance organization may well have the ability to deny coverage on that so the driver might be responsible for that accident and any injury that occurred."

An Uber Montana spokesman explained the wrinkles are ironed out.

"A couple of 12 months in the past, there undoubtedly was a problem close to insurance," mentioned Brian Gebhardt, common manager of Uber Montana. "And there was concern by some insurance providers as to whether their possibility would maximize connected with supplemental miles by the people they're insuring. We worked through all that. We're covered in all 50 states by an insurance enterprise, drivers [are covered] as soon as their application is turned on. All the way up until they go off the application and it's turned off and no longer offered."

Walters urges all prospective Uber drivers to speak with their insurance coverage agent to comprehend coverage just before driving for a ride-sharing company.

Note: This story is updated with Patterson's rebuttal to Walters' declare.